[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.leurope.cz\/proc-tolik-lidi-voli-nebankovni-hypoteky-a-jine-pujcky\/#Article","mainEntityOfPage":"https:\/\/www.leurope.cz\/proc-tolik-lidi-voli-nebankovni-hypoteky-a-jine-pujcky\/","headline":"Pro\u010d tolik lid\u00ed vol\u00ed nebankovn\u00ed hypot\u00e9ky a jin\u00e9 p\u016fj\u010dky?","name":"Pro\u010d tolik lid\u00ed vol\u00ed nebankovn\u00ed hypot\u00e9ky a jin\u00e9 p\u016fj\u010dky?","description":"Ka\u017ed\u00fd z n\u00e1s se m\u016f\u017ee n\u011bkdy ocitnout v situaci, kdy bude pot\u0159ebovat pen\u00edze. Bu\u010f si chce koupit n\u011bjakou dra\u017e\u0161\u00ed v\u011bc, nebo je zkr\u00e1tka ve velk\u00e9 finan\u010dn\u00ed t\u00edsni. A\u0165 tak \u010di tak, velk\u00e1 finan\u010dn\u00ed injekce je pro n\u011bj nutn\u00e1. Jednou z mo\u017enost\u00ed je vz\u00edt si p\u016fj\u010dku. Zde v\u0161ak nast\u00e1v\u00e1 probl\u00e9m. Na trhu je spousta firem, a\u0165 […]","datePublished":"2020-01-05","dateModified":"2023-05-19","author":{"@type":"Person","@id":"https:\/\/www.leurope.cz\/author\/#Person","name":"","url":"https:\/\/www.leurope.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/c61c2d82e330ff9c70cf023b4c62d411e8407bcb38f85df591fa270717754b44?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/c61c2d82e330ff9c70cf023b4c62d411e8407bcb38f85df591fa270717754b44?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"leurope.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.leurope.cz\/wp-content\/uploads\/img_a378819_w3148_t1590055991.jpg","url":"https:\/\/www.leurope.cz\/wp-content\/uploads\/img_a378819_w3148_t1590055991.jpg","height":0,"width":0},"url":"https:\/\/www.leurope.cz\/proc-tolik-lidi-voli-nebankovni-hypoteky-a-jine-pujcky\/","about":["Pen\u00edze"],"wordCount":441,"articleBody":"  Ka\u017ed\u00fd z n\u00e1s se m\u016f\u017ee n\u011bkdy ocitnout v situaci, kdy bude pot\u0159ebovat pen\u00edze. Bu\u010f si chce koupit n\u011bjakou dra\u017e\u0161\u00ed v\u011bc, nebo je zkr\u00e1tka ve velk\u00e9 finan\u010dn\u00ed t\u00edsni. A\u0165 tak \u010di tak, velk\u00e1 finan\u010dn\u00ed injekce je pro n\u011bj nutn\u00e1. Jednou z mo\u017enost\u00ed je vz\u00edt si p\u016fj\u010dku. Zde v\u0161ak nast\u00e1v\u00e1 probl\u00e9m. Na trhu je spousta firem, a\u0165 u\u017e bank \u010di jin\u00fdch, kter\u00e9 se p\u0159edh\u00e1n\u00ed v tom nab\u00eddnout v\u00e1m tu nejlep\u0161\u00ed. V\u0161ak to zn\u00e1me denn\u011b z televize, kde to na n\u00e1s \u00fato\u010d\u00ed z reklam. M\u016f\u017eeme j\u00edt do na\u0161\u00ed banky, kde m\u00e1me jistotu, \u017ee n\u00e1m daj\u00ed pom\u011brn\u011b f\u00e9rov\u00e9 podm\u00ednky, av\u0161ak maj\u00ed pom\u011brn\u011b p\u0159\u00edsn\u00e1 pravidla, co se schvalov\u00e1n\u00ed t\u00fd\u010de. Je tedy pravd\u011bpodobn\u00e9, \u017ee zde budete odm\u00edtnuti, zvl\u00e1\u0161\u0165 pokud v\u00e1\u0161 m\u011bs\u00ed\u010dn\u00ed  p\u0159\u00edjem m nen\u00ed zrovna nejv\u011bt\u0161\u00ed. V tom p\u0159\u00edpad\u011b m\u016f\u017eete zkusit n\u011bkterou z finan\u010dn\u00edch spole\u010dnost\u00ed, kter\u00e9 nab\u00edz\u00ed nap\u0159\u00edklad nebankovn\u00ed hypot\u00e9ky Hypot\u00e9ky bez registru, ale i dal\u0161\u00ed produkty. Tato varianta je u lid\u00ed mnohem obl\u00edben\u011bj\u0161\u00ed. Pro\u010d tomu tak je? Je to proto, \u017ee lid\u00e9 bank\u00e1m ji\u017e nev\u011b\u0159\u00ed, nebo to m\u00e1 jin\u00fd d\u016fvod? Ve skute\u010dnosti jich je n\u011bkolik, av\u0161ak t\u00edm nejd\u016fle\u017eit\u011bj\u0161\u00edm je dostupnost. Vzhledem k voln\u011bj\u0161\u00edm podm\u00ednk\u00e1m na ni toti\u017e dos\u00e1hne v\u00edce lid\u00ed. A nen\u00ed nutno dod\u00e1vat, \u017ee tito lid\u00e9 se obvykle rekrutuj\u00ed z ni\u017e\u0161\u00edch soci\u00e1ln\u00edch vrstev. Obvykle maj\u00ed ni\u017e\u0161\u00ed p\u0159\u00edjem a tak\u00e9 n\u00edzkou finan\u010dn\u00ed gramotnost. M\u00e1lokdy dok\u00e1\u017eou sv\u00e9 finance pl\u00e1novat dlouhodob\u011b. Nap\u0159\u00edklad zde vid\u00ed, \u017ee p\u016fj\u010dka jim pom\u016f\u017ee splatit dluh, kter\u00fd maj\u00ed. Skv\u011bl\u00e9! Av\u0161ak ji\u017e si neuv\u011bdomuj\u00ed, \u017ee budou muset spl\u00e1cet i onu p\u016fj\u010dku. Tedy oni si to uv\u011bdomuj\u00ed, jen si mysl\u00ed, \u017ee pen\u00edze jim budou sta\u010dit. Tak\u00e9 je po n\u011bkolik m\u011bs\u00edc\u016f v\u0161e v po\u0159\u00e1dku. Pak v\u0161ak p\u0159ijdou v\u011bt\u0161\u00ed v\u00fddaje, nap\u0159\u00edklad se v dom\u011b n\u011bco rozbije a je pot\u0159eba dra\u017e\u0161\u00ed oprava, p\u0159ijde ztr\u00e1ta zam\u011bstn\u00e1n\u00ed jednoho z partner\u016f a dal\u0161\u00ed a najednou zji\u0161\u0165uj\u00ed, \u017ee nemaj\u00ed dostatek pen\u011bz. P\u0159esto v\u0161ak tyto spole\u010dnosti na tento detail obvykle neupozor\u0148uj\u00ed. Koneckonc\u016f jejich c\u00edlem je m\u00edt zisk, a k tomu pot\u0159ebuj\u00ed, aby si lid\u00e9 co nejv\u00edce p\u016fj\u010dovali.                                                                                                                                                                                                                                                                                                                                                                                         3.7\/5 - (12 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Pro\u010d tolik lid\u00ed vol\u00ed nebankovn\u00ed hypot\u00e9ky a jin\u00e9 p\u016fj\u010dky?","item":"https:\/\/www.leurope.cz\/proc-tolik-lidi-voli-nebankovni-hypoteky-a-jine-pujcky\/#breadcrumbitem"}]}]